PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By accessing and utilizing the services provided by Online Affordable Programs, you acknowledge and agree to adhere to the terms of use outlined herein. In these terms of use, "you" and "your" refer to each customer, site visitor, or application user, while "we," "us," and "our" denote Online Affordable Programs. The term "Services" encompasses all offerings provided by us.

It is your responsibility to review these terms of use periodically. Should you find them unacceptable or disagree with any part, please do not use our platform. We reserve the right to revise these terms at any time without prior notice. Your continued use of our services after such revisions constitutes your acceptance of the updated terms. For any inquiries regarding these terms or our services, please don't hesitate to contact our Customer Care Center. We're here to ensure your experience with Online Affordable Programs is smooth and satisfactory.

By accessing and utilizing the Online Affordable Programs website, applications, and services, you affirm that you are at least 18 years of age and possess the legal capacity to enter into a contract. These Terms of Use mandate the disputes must be resolved through individual arbitration, not jury trials or class actions. The remedies available to you are limited, as detailed in Paragraph 6 below. Please also take note of our Terms of Service, Registered Agent Terms of Service, Supplemental Terms of Service for Subscriptions and Third-Party Services, Admission Agreement, and Privacy Policy, all of which are incorporated herein by reference.

Online Affordable Programs serves as a student admission portal offering services to facilitate admissions into various US universities. Our platform provides general information on commonly encountered issues related to university admissions. We offer automated solutions to aid individuals in preparing their admission documents without the need to download or license any software. Our platform reviews responses for completeness, spelling, and internal consistency, but we do not provide legal advice, draw legal conclusions, or offer opinions or recommendations regarding your admissions rights, remedies, defenses, options, or strategies. Online Affordable Programs is not a law firm and does not perform services typically carried out by attorneys. Therefore, our services and platforms are not a substitute for the advice or services of a qualified attorney.

Online Affordable Programs strives to ensure the accuracy, currency, and reliability of its admission documents. However, due to the dynamic nature of laws and regulations, we cannot guarantee that all information provided on our website or applications is entirely up-to-date. Laws vary from jurisdiction to jurisdiction and may be subject to interpretation by different authorities. It's important to recognize that legal matters are highly individualized, and general information or tools provided by Online Affordable Programs may not be applicable to every situation. The legal information presented on our platform is not to be construed as legal advice and may not be entirely accurate, complete, or current. Therefore, if you require specific legal advice for your circumstances, or if your situation is too complex to be addressed by our tools, we strongly recommend consulting with a licensed attorney in your area. Occasionally, Online Affordable Programs may facilitate access to legal services and connect our users with attorneys through various means, such as legal plans, third-party attorney directories, or limited scope agreements. It's crucial to understand that engaging with these services does not establish an attorney-client relationship with Affordable Online Degree. Instead, users represent themselves in any legal matters they undertake through our admission document services.

By using Online Affordable Programs, you acknowledge that no attorney-client relationship is created between you and our platform. You are responsible for representing yourself in any legal matters you pursue through our admission document service.

1. Privacy Policy:

At Online Affordable Programs, we value your privacy and empower you to control how your personal information is handled. You can find our comprehensive Privacy Policy by clicking here. By using our platform, you agree to abide by the terms outlined in our Privacy Policy, which is an integral part of this Agreement.

When you register an account to access certain features of the Site, Applications, or Services, you must provide accurate and complete information as requested on the registration form. Additionally, you'll be required to create a username and password. It is your responsibility to maintain the confidentiality of your password. You may not use another individual's account, username, or password at any time. If you suspect any unauthorized use of your account, username, or password, please notify Online Affordable Programs immediately. Online Affordable Programs shall not be held liable for any losses incurred due to unauthorized use of your account or password, with or without your knowledge. You may also be held responsible for any losses suffered by Online Affordable Programs, our affiliates, officers, directors, employees, consultants, agents, or representatives due to unauthorized use of your account or password.

Certain Online Affordable Programs products or services may require you to provide personal information through questionnaires, applications, forms, or similar documents or services. Rest assured, this information will be safeguarded according to our Privacy Policy. Additionally, by providing such information, you grant Online Affordable Programs a worldwide, royalty-free, nonexclusive, and fully sublicensable license to utilize, distribute, reproduce, modify, publish, and translate this personal information solely for the purpose of facilitating your use of the relevant service. You have the right to revoke this license and terminate the rights granted to Online Affordable Programs at any time by removing your personal information from the applicable service.

2. Ownership:

The Online Affordable Programs website and applications are owned and operated by Online Affordable Programs. All rights, title, and interest in and to the materials provided on this platform, including but not limited to information, documents, logos, graphics, sounds, and images (the "Materials"), are owned either by Online Affordable Programs or by our respective third-party authors, developers, or vendors ("Third Party Providers"). Unless expressly provided otherwise by Online Affordable Programs, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted, or distributed in any manner. Nothing on this platform shall be construed to grant any license under any of Online Affordable Programs's intellectual property rights, whether by estoppel, implication, or otherwise. If you have any questions about obtaining licenses for the Materials, please refer to the "Legal Contact Information" provided below. Online Affordable Programs does not sell, license, lease, or otherwise provide any of the Materials other than those specifically identified as being provided by Online Affordable Programs. Any rights not expressly granted herein are reserved by Online Affordable Programs.

3. Limited Permission to Download:

Online Affordable Programs grants you permission to download, view, copy and print the Materials on any single, stand-alone computer (or, for Microsoft Agave users, one copy of the Application on up to five devices affiliated with your Marketplace Windows Live ID account) solely for your personal, informational, non-commercial use provided that (i) where provided, the copyright and trademark notices appearing on any Materials not be altered or removed, (ii) the Materials are not used on any other website or in a networked computer environment and (iii) the Materials are not modified in any way, except for authorized editing of downloadable forms for personal use. This permission terminates automatically without notice if you breach any of the terms or conditions of these Terms of Use. On any such termination, you agree to immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site or Applications may violate copyright laws, trademark laws, laws of privacy and publicity and communications regulations and statutes.

4. Links to Third-Party Sites:

The Online Affordable Programs website and applications may include links to websites controlled by parties other than Online Affordable Programs (each referred to as a "Third-Party Site"). While Online Affordable Programs collaborates with various partners and affiliates whose sites are linked with ours, we may also provide links to other citations or resources with whom we are not affiliated. It is important to note that Online Affordable Programs does not endorse, guarantee, or accept any responsibility for the availability, contents, products, services, or usage of any Third-Party Site, nor does it endorse any changes or updates to such sites. Online Affordable Programs makes no representations or warranties regarding the content or quality of the products or services provided by such sites. We are not responsible for any form of transmission received from any Third-Party Site, including webcasting. These links are provided solely for your convenience, and their inclusion does not imply endorsement or affiliation with the Third-Party Site by Online Affordable Programs. Furthermore, it does not imply that Online Affordable Programs sponsors, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol reflected in the links. By accessing and using content provided on a Third-Party Site, you acknowledge that you assume all risks associated with such access and use. You agree that Online Affordable Programs is not liable for any loss or damage of any kind that you may incur from dealings with a third party. If you have any concerns regarding such links or the content on any Third-Party Site, please contact the site administrator of the respective Third-Party Site.

5. Use of Online Affordable Programs Admission Forms:

Through our website, applications, and select partners, we provide self-help "fill in the blank" forms tailored to the admissions process. If you acquire a form through one of our partners, you will be redirected to their website, and their terms of use will apply. However, if you purchase or download a form directly from our site or application, the terms and conditions outlined in these Terms of Use govern your usage. You acknowledge that your purchase, download, and/or use of a form document does not constitute legal advice or the practice of law. Each form and any accompanying instructions or guidance are not customized to your specific needs.

License to Use:

Online Affordable Programs grants you a limited, personal, non-exclusive, non-transferable license to use our forms (referred to as the "Forms") for your own personal or internal business use. If you are an attorney or professional, you may use the forms for your clients as well. However, except as otherwise provided, you agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance, or exploit the forms in any manner, except for authorized modifications in filling out the forms for your authorized use. You are prohibited from removing any copyright notice from any form.

5. Resale of Forms Prohibited:

By purchasing or downloading forms from Online Affordable Programs, you agree that these forms are for your personal or business use only, or for use in connection with your clients. You may not sell or redistribute the forms without the express written consent of Online Affordable Programs.

6. Dispute Resolution; Binding Arbitration:

Please carefully review this section as it outlines the process for resolving disputes and claims between you and Online Affordable Programs. By using our services, you agree to arbitrate certain disputes and claims with Online Affordable Programs, unless you choose to opt out of arbitration by following the instructions provided in Section 6(g) below. Please note that no class or representative actions or arbitrations are permitted under this arbitration provision. Additionally, arbitration prevents you and Online Affordable Programs from pursuing claims in court or having a jury trial.

(a) No Representative Actions. You and Online Affordable Programs acknowledge that any dispute or claim between us, including those arising from or related to these Terms or our services, is personal in nature. Therefore, any dispute will be resolved solely through individual action and will not be brought as a class arbitration, class action, or any other type of representative proceeding. For the purposes of this Arbitration Agreement, references to "Online Affordable Programs," "you," and "us" include our respective subsidiaries, affiliates, agents, employees, employers, business partners, shareholders, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or products under these Terms or any prior agreements between us. Beneficiaries may include, but are not limited to, those named in an estate planning document.

(b) Arbitration of Disputes: While most concerns can be resolved promptly and to the customer's satisfaction by contacting us via email, in the rare event that the Online Affordable Programs Customer Care Center cannot resolve your complaint to your satisfaction (or if we have not been able to resolve a dispute with you after attempting to do so informally), this Section 6 applies. With the exception of (i) individual actions in small claims court located in the county of your billing address or (ii) actions in court seeking injunctive or other equitable relief for alleged infringement or misappropriation of intellectual property, you and Online Affordable Programs agree to waive your rights to a jury trial and to have any dispute or claim arising out of or relating to any aspect of the relationship between us (collectively referred to as “Disputes”) resolved in court. Disputes include, but are not limited to, those arising out of or related to these Terms or our services(a) those arising out of or related to these Terms or our Services, and (b) those related to advertising, privacy, data security, and the use of our website. This Arbitration Agreement applies to all Disputes based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, Disputes arising before you accepted these or any prior Terms, Disputes that are currently the subject of purported class action litigation in which you are not a member of a certified class, and Disputes asserted against Online Affordable Programs by those you list as authorized contacts on your order.

(c) Arbitration Procedures: For any Dispute that you have against Online Affordable Programs, or that Online Affordable Programs has against you, you and Online Affordable Programs agree to attempt to resolve the Dispute informally via the following process. If you assert a claim against Online Affordable Programs, you will first contact Online Affordable Programs by sending a written notice of your Dispute (“Claimant Notice”) to Online Affordable Programs via U.S. certified mail addressed to Notice of Dispute, General Counsel, Online Affordable Programs. A courtesy copy of the Notice should also be sent by email to info@onlineaffordableprograms.com. The Claimant Notice must (a) include your name, residence address, email address, and telephone number; (b) describe the nature and basis of the Dispute; and (c) set forth the specific relief sought. For any Dispute that Online Affordable Programs may have against you, we will provide you notice (“Online Affordable Programs Notice”) in a similar form as described above via the mailing address and email address associated with your account. The statute of limitations and any filing fee deadlines shall be tolled for thirty (30) days from the date that either you or Online Affordable Programs first send the applicable Notice so that the parties can engage in this informal dispute resolution process.

If an agreement to resolve the Dispute cannot be reached within thirty (30) days after notice is provided, either party may submit the Dispute to binding confidential arbitration administered by the American Arbitration Association (“AAA”) or, under specific circumstances outlined herein, to court. All Disputes submitted to AAA will undergo binding arbitration conducted by one arbitrator. Unless otherwise agreed upon in writing. However, if you are a Consumer, you may opt to hold the arbitration in your county of residence. For the purposes of this Section 6, a “Consumer” refers to a person using the Services for personal, family, or household purposes.

If you are a Consumer, you and Online Affordable Programs agree to abide by the AAA Consumer Arbitration Rules. If you are not a Consumer, you and Online Affordable Programs agree to adhere to the AAA Commercial Arbitration Rules, including the Expedited Procedures for all Disputes valued at $75,000 or less. The most recent versions of the AAA Consumer and Commercial Arbitration Rules are accessible on the AAA’s website, and are hereby incorporated by reference into this Arbitration Agreement. By acknowledging these rules, you understand and agree to their terms, or you waive your right to review them and any claim that they are unfair or inapplicable for any reason.

Both parties acknowledge that the purpose of this Section 6 is to streamline the dispute resolution process and that Coordinated Filings may hinder this purpose. Therefore, you agree not to assert a demand for arbitration as part of a Coordinated Filing. A “Coordinated Filing” refers to any demand for arbitration involving a claim similar to at least ten (10) or more other pending demands for arbitration and where representation for that demand is consistent or coordinated with such other demands. In the event your demand is part of a Coordinated Filing, Online Affordable Programs may, at its discretion, decline arbitration and instead litigate the claim in a civil court of competent jurisdiction in accordance with the terms of Section 19.

(d) Individualized arbitration proceedings and remedies are agreed upon by both parties. These Terms affect interstate commerce, and the enforceability of this Section 6 will be governed by the Federal Arbitration Act, 9 U.S.C. § 1, et seq. The arbitrator will have the authority to grant any relief available in court and to make procedural and substantive decisions regarding the Dispute. However, the arbitrator may only conduct an individual arbitration and may not consolidate multiple individual claims or preside over any class or representative proceeding.

(e) Confidentiality will be maintained throughout the arbitration process, allowing for the exchange of non-privileged information relevant to the Dispute. Both parties agree to cooperate in seeking protection for any confidential, proprietary, trade secret, or otherwise sensitive information exchanged during the arbitration. Such protection shall be sought before any information, documents, testimony, or materials become the subject of discovery in the arbitration.

(f) Payment of Arbitration Fees: The expenses associated with arbitration will adhere to the fee schedules established by the American Arbitration Association (AAA), which can be found at adr.org/Rules. If you are a Consumer initiating arbitration for a Dispute, you are responsible for paying the applicable AAA Consumer Case Filing Fee, while Best Global Degree Online will cover the remaining AAA fees and costs. For non-Consumer disputes valued at less than $75,000, if you initiate arbitration, you agree to contribute $250 towards any arbitration filing fees, with Best Global Degree Online covering the remaining AAA fees and costs. In cases where the arbitration proceeding exceeds $75,000, both parties will equally share the costs and fees of AAA Commercial Arbitration. However, if the arbitrator determines that either the substance of your claim or the relief sought is frivolous or brought for an improper purpose, then the payment of all AAA fees will be determined according to the applicable AAA Rules.

(g) Opt Out of Arbitration: You have the option to opt out of binding arbitration within 30 days of accepting the terms of this Section 6 by sending a written Notice of Opt Out to Best Global Degree Online via U.S. certified mail. The Notice of Opt Out must be addressed to: Notice of Opt Out, General Counsel, Best Global Degree Online.com, Inc., 101 North Brand Blvd., 11th Floor, Glendale, CA 91203. Additionally, a courtesy copy of the Notice of Opt Out should be sent by email to info@onlineaffordableprograms.com. To be effective, the opt-out notice must include your full name and address, clearly indicating your intent to opt out of binding arbitration. By opting out of binding arbitration, you agree to resolve Disputes in accordance with Section 19, with the understanding that any such action will be pursued as an individual action and will not involve class arbitration, class actions, or any other representative proceedings.

(h) Additional Terms: If any part of this Section 6 is deemed unenforceable or unlawful for any reason, the following actions will be taken: (a) the unenforceable or unlawful provision will be severed from these Terms, (b) the severance of the unenforceable or unlawful provision will not affect the remainder of this Section 6 or the parties' ability to compel arbitration of any remaining claims on an individual basis pursuant to this Section 6, and (c) any claims necessitating class, collective, consolidated, or representative proceedings must be litigated in a civil court of competent jurisdiction rather than arbitration. The parties agree to stay litigation of those claims pending the outcome of any individual claims in arbitration.

7. Additional Terms:

Certain services provided by Online Affordable Programs may be subject to additional guidelines, rules, or terms of service ("Additional Terms"), and your use of such services will be contingent upon your acceptance of the Additional Terms. If there is any conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for that particular service, unless expressly stated otherwise in the Additional Terms.

8. Reviews, Comments, Communications, and Other Content:

Online Affordable Programs may allow visitors to post ratings, reviews, comments, questions, answers, and other content (referred to as "User Content") at various locations on the Site or through Applications. Your contributions to, access to, and use of User Content are subject to this paragraph and the other terms and conditions outlined in these Terms of Use.

Rights and Responsibilities of Online Affordable Programs:

Online Affordable Programs is not the publisher or author of User Content, and thus, assumes no responsibility or liability for any content posted by you or any third party. While we cannot guarantee absolute system security, Online Affordable Programs takes reasonable measures to maintain security. If you suspect a breach of system security, please contact us via email for assistance.

If our technical staff determines that files or processes associated with a member pose a threat to the proper technical operation of the system or the security of other members, Online Affordable Programs reserves the right to delete such files or terminate such processes. If unauthorized usage of a username is suspected, Online Affordable Programs may temporarily disable access to preserve system security, with the affected member being contacted promptly.

Online Affordable Programs reserves the right (though not the obligation), at our sole discretion, to edit, redact, remove, re-categorize, or otherwise alter any User Content.

Rights and Responsibilities of Online Affordable Programs Users or Other Posters of User Content:

As a user of Online Affordable Programs's services, you bear legal and ethical responsibility for any User Content—such as writings, files, pictures, or any other work—that you post or transmit using any service that enables interaction or dissemination of information. By posting User Content, you agree not to submit any content that:

  • Is known by you to be false, inaccurate, or misleading;
  • Infringes upon anyone's copyright, patent, trademark, trade secret, or other proprietary rights, or rights of publicity or privacy. Please refer to Compliance with Intellectual Property Laws below;
  • Violates any law, statute, ordinance, or regulation, including those governing export control, consumer protection, unfair competition, antidiscrimination, or false advertising. Please refer to Compliance with Export Restrictions below;
  • Is, or may reasonably be considered to be, defamatory, libelous, hateful, racially or religiously biased or offensive, unlawfully threatening or unlawfully harassing, or advocates or encourages illegal conduct harmful to any individual, partnership, or corporation. Please refer to Inappropriate Content below;
  • Includes advertisements, spam, or content for which you were compensated or granted any consideration by any third party;
  • Contains information that references other websites, addresses, email addresses, phone numbers, or other contact information;
  • Contains any computer virus, worms, or other potentially damaging computer programs or files;
  • Otherwise violates these Terms of Use.

Attorneys who submit User Content and provide advice do so at their own risk.

Under United States federal law, you retain copyright on all works you create and post as User Content unless you choose specifically to renounce it. By posting a work as User Content, you authorize other members who have access to that service to make personal and customary use of the work, including creating links or reposting, but not otherwise to reproduce or disseminate it unless you give permission for such dissemination.

You grant Online Affordable Programs a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from, sell, distribute, and/or incorporate such content into any form, medium, or technology throughout the world without compensation to you. You have the right to remove any of your works from User Content at any time.

You are not obligated to provide your real name when signing up as a user of Online Affordable Programs. Online Affordable Programs permits anonymous or pseudonymous accounts. Any user may request that their email address be hidden to provide for additional privacy.

Ratings and reviews will generally be posted within two to four business days.

By submitting your email address in connection with your rating and review, you agree that Online Affordable Programs may use your email address to contact you about the status of your review and other administrative purposes.

9. NO WARRANTY:

Online Affordable Programs, its site, applications, and all materials, documents, or forms provided on or through your use of the site or applications are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Online Affordable Programs expressly disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Online Affordable Programs makes no warranty that: (a) the site, applications, or the materials will meet your requirements; (b) the site, applications, or the materials will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the site, applications, or any materials offered through the site or applications will be accurate or reliable; or (d) the quality of any products, services, information, or other material purchased or obtained by you through the site, applications, or in reliance on the materials will meet your expectations.

Obtaining any materials through the use of the site or applications is done at your own discretion and at your own risk. Online Affordable Programs shall have no responsibility for any damage to your computer system or loss of data that results from the download of any content, materials, information, or software.

Notwithstanding the above, Online Affordable Programs offers a Online Affordable Programs Guarantee, the terms of which are available [here]. This disclaimer of warranty does not apply to the purchase of products or services by North Carolina consumers.

10. LIMITATION OF LIABILITY AND INDEMNIFICATION:

Except as prohibited by law, you will hold Online Affordable Programs and its officers, directors, employees, and agents harmless for any indirect, punitive, special, incidental, or consequential damage, however it arises (including attorneys' fees and all related costs and expenses of litigation and arbitration, or at trial or on appeal, if any, whether or not litigation or arbitration is instituted), whether in an action of contract, negligence, or other tortious action, or arising out of or in connection with this agreement, including without limitation any claim for personal injury or property damage, arising from this agreement and any violation by you of any federal, state, or local laws, statutes, rules, or regulations, even if Online Affordable Programs has been previously advised of the possibility of such damage. Except as prohibited by law, if there is liability found on the part of Online Affordable Programs, it will be limited to the amount paid for the products and/or services, and under no circumstances will there be consequential or punitive damages. Some states do not allow the exclusion or limitation of punitive, incidental, or consequential damages, so the prior limitation or exclusion may not apply to you. This paragraph does not apply to North Carolina consumers.

11. Unsolicited Submissions:

Except as may be required in connection with your use of Online Affordable Programs Services, Online Affordable Programs does not want you to submit confidential or proprietary information to us through this Site or any Applications. All comments, feedback, information, or material submitted to Online Affordable Programs through or in association with this Site shall be considered non-confidential and Online Affordable Programs's property. By providing such submissions to Online Affordable Programs, you hereby assign to Online Affordable Programs, at no charge, all worldwide right, title, and interest in and to the submissions and any intellectual property rights associated therewith. Online Affordable Programs shall be free to use and/or disseminate such submissions on an unrestricted basis for any purpose. You acknowledge that you are responsible for the submissions that you provide, including their legality, reliability, appropriateness, originality, and content.

12. Compliance with Intellectual Property Laws:

When accessing Online Affordable Programs or using the Online Affordable Programs legal document preparation Service, you agree to obey the law and you agree to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright, trademark, and other intellectual property ownership. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content in violation of any third party's copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third-party rights caused by any content you provide or transmit or that is provided or transmitted using your Online Affordable Programs user account.

Online Affordable Programs has adopted a policy that provides for the immediate removal of any content, article, or materials that have infringed on the rights of Online Affordable Programs or of a third party or that violate intellectual property rights generally. Online Affordable Programs's policy is to remove such infringing content or materials and investigate such allegations immediately.

Copyright Infringement:

1. Notice. Online Affordable Programs has in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site or with the Service. The Company has adopted a policy that provides for the immediate suspension and/or termination of any Site or Service user who is found to have infringed the rights of the Company or of a third party, or otherwise violated any intellectual laws or regulations. The Company's policy is to act expeditiously upon receipt of proper notification of claimed copyright infringement to remove or disable access to the allegedly infringing content. If you have evidence, know, or have a good faith belief that your rights or the rights of a third party have been violated and you want the Company to delete, edit, or disable the material in question, you must provide the Company with the following information in writing (see 17 U.S.C 512(c)(3) for further detail): (1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (2) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; (3) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material; (4) Information reasonably sufficient to permit the Company to contact you, such as an address, telephone number, and, if available, email address; (5) A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (6) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Counter-Notice: If you believe that your Content, which was removed or disabled, is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the material in your Content, you may send a written counter-notice to the Copyright Agent. This counter-notice should contain the following information:

1. Your physical or electronic signature.

2. Identification of the Content that has been removed or disabled, along with the location where it appeared before removal or disablement.

3. A statement affirming that you have a good faith belief that the Content was removed or disabled due to a mistake or misidentification.

4. Your name, address, telephone number, and email address.

5. A statement consenting to the jurisdiction of the federal court in Austin, Texas.

6. A statement indicating your acceptance of service of process from the person who provided notification of the alleged infringement.

Upon receipt of a counter-notice by the Copyright Agent, the Company may send a copy of the counter-notice to the original complaining party, informing them that the removed Content may be replaced or access to it may be restored in 10 business days. However, unless the copyright owner files an action seeking a court order against the Content provider, member, or user, the reinstatement of the removed Content may occur 10 to 14 business days or more after receiving the counter-notice, at the Company's sole discretion.

13. Inappropriate Content:

While utilizing the Online Affordable Programs platform, whether accessing the Site or any Applications, users are expected to refrain from uploading, downloading, or distributing any content that is libelous, defamatory, obscene, pornographic, abusive, or threatening. Additionally, users must avoid advocating or encouraging conduct that could lead to criminal offenses or civil liability, or violate any local, state, national, or foreign laws or regulations. Solicitation for funds or services is strictly prohibited. Online Affordable Programs retains the right to terminate or remove such inappropriate material and pledges full cooperation with law enforcement agencies in the event of any violation of these terms or applicable laws.

14. Compliance with Export Restrictions:

Users are prohibited from accessing, downloading, using, or exporting the Site, Applications, or any Materials in contravention of United States export laws or regulations, or any other applicable laws or regulations. Users must adhere to all export laws and restrictions, assuming sole responsibility for obtaining necessary licenses. Users acknowledge that the Materials are subject to United States Export Administration Laws and Regulations and agree not to acquire, ship, transfer, or re-export them to proscribed or embargoed countries or individuals for any prohibited purposes.

15. Personal Use:

Online Affordable Programs provides the Site for personal use only, on an individual basis.

16. Children:

Minors are not permitted to use the Site or Applications, and Online Affordable Programs requests that they refrain from submitting any personal information.

17. Non-English-Speaking Customers:

Some materials on the Online Affordable Programs site are available only in English. Translations are provided for convenience, with the English version prevailing in case of any ambiguity or conflict.

18. Customers Needing Extra Assistance:

Online Affordable Programs endeavors to ensure accessibility to its website and product offerings regardless of disability. Users experiencing difficulties using the website are encouraged to contact customer care for assistance.

19. Governing Law; Venue:

Any disputes arising from these Terms and the use of the Services or the Site will be governed by, construed, and enforced in accordance with the laws of California, without regard to conflict of law rules or principles. Disputes not subject to arbitration will be resolved in the state or federal courts of California, with users consenting to personal and exclusive jurisdiction in these courts.

20. Copyrights:

All Site design, text, graphics, and arrangements are protected by copyright law and owned by Online Affordable Programs. All rights reserved.

21. Trademarks:

Online Affordable Programs trademarks and service marks are owned by Online Affordable Programs. Unauthorized use is strictly prohibited.

22. Academic Access Services;

Use of Term "Experience": The term "experience" or "experienced," as used on the Site and Applications, in reference to participating third-party universities or educational institutions means that they meet specific criteria, including minimum years of experience in the field, adherence to industry standards, good standing with relevant authorities, absence of pending malpractice lawsuits, and no public record of discipline within the last five years.

23. Use of Testimonials and Endorsements:

Testimonials and media endorsements on the Site are provided as paid promotions.

24. Inquiries:

By using Online Affordable Programs's services or accessing the Site or Applications, users acknowledge that submitting their telephone number constitutes an inquiry to Online Affordable Programs. Online Affordable Programs may contact users at the provided number, even if it appears on any state or federal Do Not Call lists, in accordance with inquiry exception time frames.

25. Right to Refuse:

Online Affordable Programs reserves the right to refuse service and cancel user access at its discretion.